Acquiring or Retaining an Access Card or Account Number is a serious crime that may get you in trouble with the law if you haven’t already. The legal definition of this crime is unlawfully acquiring or retaining an access card or account number. To be charged with his crime you have to meet 3 conditions.
1. You acquired or retained an access card.
2. You did so without consent of the owner or card issuer. and
3. when you did acquire the card or account number, you intended to defraud by using it or trading it to someone other than the original owner. An access card is something like a credit or debit card is. Its a card that is used to get money, goods, or services, or can be used to transfer funds.
However just because you have a card that’s not yours doesn’t mean you are going to jail. If you intended to hold onto the card to give it back to someone, but the original owner came by and called the cops on you for taking it, that’s just bad luck. However since you never intended to defraud the owner, you aren’t actually committing a crime. Although you may have taken it without the owner’s permission, you cannot be punished. an important note is that no one actually has to be defrauded or suffer loss or damages. Acquiring or Retaining an Access Card or Account Number is about the intent to do so. So merely trying to defraud someone but being caught in the process will get you in trouble.
Acquiring or Retaining an Access Card or Account Number has a multitude of charges. It depends on whether the crime will be charged as forgery or theft. And if charged as theft it is then separated into grand theft or petty theft. However if two or more charges were filed under Acquiring or Retaining an Access Card or Account Number, you can only be convicted of one.
If you or someone you know was charged with Acquiring or Retaining an Access Card or Account Number it is important that you get professional help for yoru case.